Types of Mortgage Loans – Understanding Your Options Leave a comment

If you are looking for a mortgage, you probably have questions that you need to answer in order to find the right option. This article will show you how to choose.

Types of Mortgage Loans

1. Fixed-rate loans

 

2. Rate adjustable mortgages

3. FHA (Federal Housing Association)

4. VA and FRHA (Veterans Administration Home Loan)

5. Conventional & jumbo loans

6. Credit Card Mortgages

7. Private Equity

8. Real Estate

9. Opportunity Cost

Types of Mortgages

1. Simple Loans

2. Multifamily Loans

3. Commercial/Residential Loans

4. Consumer Finance

5. Education Bonds and Insurance Bonds

Types of Mortgage Interest Rates

1. FHA

2. VA

3. HUDO



4. FHA + VHA

5. VA + FHA

Types of M&A

1. Pending

2. Closing

3. Foreclosure

4. Sale – Not Involved

6. Tender Offer

Types of Investments

1. Investment Options: Debt, Cash and Stock.

2. Alternative Forms of Financing: Non-cash or cash only options.

3. Other Assets: House, Land, Vehicle Lot, Businesses, etc.

4. Property and Personal Property Cash/Equity: Repossessed properties.

5. Bankruptcy: Residential Properties

Types of Lending

1. Direct Banking

2. Indirect Banking

3. Brokerage

4. Other Borrower Funding

5. Subsidiary Relationship : Partner, Parent Company, Wholly Owned Firm, Employee or Entrepreneurial Startup or Venture.

Types of Total Payment Arrangements

1. Income Payments

2. Capital Payments

3. Term Cash Flow

4. No Cash Flow

5. Other

Types of Federal and State Bond

1. U.S. Treasury 1/10

2. US Treasury 2/20

3. Global Government Securities 3/20

4. GSEs with AAA / AA+ ratings 4/20

5. International/International Governments 6/20

6. Foreign Public and Corporate 9/20

7. Municipal Bond 9/20

8. Special Purpose Entities and Nonprofit/Nonprofit Organizations 12/20

Types of Lease-Bond Contracts

1st Lien Leases

2nd Lien Leases

3rd Lien Leases

4th Lien Leases

Types of Sales Agreements

1st Sale Agreement

2nd Sale Agreement

3rd Sale Agreement

4th Sale Agreement

Types of Notes

1. A – BBB

2. C-YYY

3rd Note

4th Note

5th Note

Types of Security Instruments

1. Collateral

2. Collateral And Secured Loans

3. Joint Liability

4. Prepayment

5. Second Priority Documents

6. Waiver & Counter Party

7. Third Paragraph

8. Fourth Document & Guarantee

Types of Open Market Operations

1. Forward Redemption Offers

2. Backing Up Offers

3. Clearing Agents

4. Derivatives Offers

5. Trading Overnight Operations

Types of Senior Unsecured Debits/Mortgage Companies

1. National Banks

2. Local Banks

3. Community Banks

4. Other Banks

5. Industrial Banks

6. Privately Held Banks

Types of Regional Banks

1st Regional Banks

2nd Regional Banks

3rd Regional Banks

4th Regional Banks

5th Regional Banks

6th Regional Banks

Types of Small Scale Banks

1st Small Scale Bank

2nd Small Scale Bank

3rd Small Scale Bank

4th Small Scale Bank

5th Small Scale Bank

6th Small Scale Bank

Types of Retail Financial Institutions

1. Money Management Units (MMU’s)

2. General Managers

3. Marketing Organizations

4. Technology Solutions

Types of RIA’s

1st RIA

2nd RIA

3rd RIA

4th RIA

5th RIA

6th RIA

Types of Student Loans

1st SBA

2nd SBA

3rd SBA

4th SBA

5th SBA

Types of Taxpayer Service Agencies and Organizations

1st Taxpayer Services Agency

2nd Taxpayer Service Agency

3rd Taxpayer Service Agency

4th Taxpayer Service Agency

5th Taxpayer Services Organization

6th Taxpayer Services Organization

Others

1. Bureaucracy System

2. The Division of Insurance Coverage

3d The Board of Governors

4th The Board of Directors

5th The Board of Trustees

6th The Judicial Branch

Types of Departmental Offices

1st Office

2nd Office

3rd Office

4th Office

5th Office

6th Office

Types of Health Care Organizations

1st Healthcare

2nd Healthcare

3rd Healthcare

4th Healthcare

5th Healthcare

6th Healthcare

Others

1st Health Care Organization

2nd Health Care Organization

3rd Health Care Organization

4th Healthcare

5th Healthcare

6th Healthcare

Others

1st Hospitals

2nd Hospitals

3rd Hospitals

4th Hospitals

5th Hospitals

6th Hospitals

Others

1st Medicare

2nd Medicare

3rd Medicare

4th Medicare



5th Medicare

6th Medicare

Types of Medical Universities

1st Medical University

2nd Medical University

3rd Medical University

4th Medical University

5th Medical University

Types of Colleges

1st College

2nd College

3rd Collegiate Colleges

4th College

5th Collegiate Universities

6th Institution

Others

1st College

2nd Collegiate Colleges

3rd Collegiate Colleges

4th Collegiate Universities

5th Collegiate Schools

Types of Educational Institutes

1st Institute

2nd Institute

3rd Institute

4th Institutes

5th Institution

Others

1st Institute

2nd Institutes

3rd Institute

4th Institutes

5th Institute

Others

1st School

2nd School

3rd School

4th High School

5th High School

Others

1st Public High School

2nd Public High School

3rd Public High School

4th High School

5th Public High School

Others

1st Private Schools

2nd Public High Schools

3rd Public High Schools.

4th Public High Schools.

5th Public High Schools.

Types of Transportation Authorities

1st Transport Authority.

2nd Transport Authority.

3rd Transport Authority.

4th Transport Authority.

Others

1st Road Traffic

2nd Road Traffic

3rd Road Traffic

4th Road Traffic

5th Road Traffic

6th Road Traffic

Others

1st County Transit Authority.

2nd County Transit Authority.

3rd County Transit Authority.

4th County Transit Authority.

5th County Transit Authority.

Others

1st City Council

2nd City Council

3rd City Council

4th City Council

5th City Council

Others

1st Municipality

2nd Municipality

3rd Municipality.

4th Municipality.

5th Municipality.

Others

1st Town Office

2nd Town Office

3rd Town Office

4th Town Office

5th Town Office

Others

1st Workforce Development Organization

2nd Workforce Development Organization

3rd Workforce Development Organization

4th Workforce Development Organization

5th Workforce Development Organization

Types of Professional Services Organizations

1st Lawyer

2nd Attorney

3rd Attorneys

4th Lawyers

5th Lawyers

Others

1st Practitioner

2nd Practice

3rd Practitioner

4th Practitioner

5th Professionals

Others

1st Manager

2nd Manager

3rd Manager

4th Manager

5th Manager

Others

1st Executive Officer of an organization.

2nd Executive Officer

3rd Executive Officers

4th Executive officers

5th Executive officers

Others

1st Professor

2nd Professors

3rd Professors

4th Professors

5th Professors

Others

1st Director

2nd directors

3nd directors

4th Directors

5th Directors

Others

1st Head/CEO

2nd Heads of Organizational Behaviour

3rd Heads of organizational behaviour

4th Leaders of Organizational Behaviour.

5th Leaders of Organizational Behaviour

Others

1st Head of Research

2nd Heads of Research

3rd Departments/Divisions of Research

4th Departments/Division of Research

5th Research

Others

1st Deputy Secretary of Defense

2nd Deputy Secretary of Defense

3rd Assistant Secretary of Defence

4th Assistants of Defence.

5th Admirable service members.

Others

1st Counselor

2nd Counselors



3rd Judges

4th Court Cases

5th Courthouse cases

Others

1st Dentist

2nd Dentists

3rd Dentistry

4th Dental Equipment

5th Dentistry Equipment

Others

1st Educator

2nd Teachers

3rd Principals

4th Principals

5th Instructors

Others

1st Employer

2nd Employer

3rd Employers

4th Employers

5th Employees

Others

1st Architect

2nd Architects

3nd Engineers

4th Engineer

5th Engineers

Others

1st Auditor General

2nd Auditors

3